Ramp, the fastest-growing corporate card and financial operations platform in the U.S., has partnered with Stripe, a programmable financial services company, to launch digital asset-backed corporate cards integrated with spend management software.
This collaboration is designed to redefine how businesses operate across borders by drastically reducing the complexity and costs of international transactions, according to FF News.
The partnership addresses a long-standing challenge in global finance. Businesses often face significant barriers when sending money internationally, including settlement delays of over five business days, transaction fees exceeding $50, and risks from volatile currency markets.
The difficulties of issuing corporate cards internationally—due to diverse country regulations and inconsistent payment infrastructure—further compound the challenge. Ramp and Stripe aim to eliminate these pain points.
Ramp’s platform allows businesses to fund wallets using either local currency—converted into stablecoins—or direct stablecoin deposits. Transactions then occur in local fiat currencies, while the underlying value remains protected in dollar-equivalent stablecoins. This method ensures faster settlements, reduced fees, and greater protection from currency devaluation. Moreover, Ramp’s corporate card provides access to its comprehensive suite of spend management and financial automation tools, now with global reach.
Ramp, based in the U.S., is known for its financial operations platform that combines corporate cards with intelligent spend management, helping over 30,000 companies optimise financial workflows and save money. Stripe, a globally recognised FinTech firm, provides infrastructure for online payments and financial services, enabling companies to manage money flows seamlessly across borders.
Initially launching in select Latin American markets, the new solution will later expand to Europe, Africa and Asia. This move opens access for businesses in emerging economies to the same advanced financial infrastructure available to Ramp’s U.S. customers, empowering them to scale faster and more securely.
The new integration allows for multi-country card issuance from the outset, tackling long-standing inefficiencies in global finance head-on and enabling stablecoin usage to store value and make purchases across multiple regions.
“Ramp believes in not just responding to industry trends but creating the future itself,” said Ramp director of product and head of product marketing Subham Agarwal. “The product we are developing in partnership with Stripe is about improving how businesses spend globally, empowering our customers everywhere with a radically simpler and more stable way to transact across borders. We saw the pain our customers experience from inefficiencies in international finance, and are working hard to fix it.”
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