

ZestyAI, an artificial intelligence-driven predictive analytics company, has announced a new partnership with digital insurance company Lemonade to optimise underwriting for key catastrophe perils across the U.S.
The partnership will allow Lemonade to enhance its underwriting capabilities by integrating ZestyAI’s platform, which provides precise and transparent property risk assessments.
By leveraging ZestyAI’s advanced AI models, Lemonade can improve its ability to mitigate catastrophe risks and strengthen regulatory compliance with approvals in key states.
ZestyAI specialises in predictive analytics for the insurance and real estate sectors. Its platform utilises AI models to analyse climatology, geography, and individual property characteristics, such as roof condition and structural integrity. This enables insurers to gain more accurate insights into property risk exposure.
Lemonade, known for its AI-driven approach to insurance, offers homeowners, renters, pet, and car insurance with a focus on transparency and social impact. The company’s business model donates unclaimed funds to charitable causes, aligning with its mission to make insurance more accessible and socially responsible.
By incorporating ZestyAI’s risk assessment technology, Lemonade can make more informed decisions on catastrophe risk mitigation.
Additionally, the platform’s regulatory approvals in key states will help streamline Lemonade’s compliance process, allowing for faster implementation of advanced risk models.
The partnership also signals a broader industry trend towards leveraging AI-driven insights to tackle the growing risks associated with climate change. By combining their expertise, ZestyAI and Lemonade aim to set a new benchmark for resilience and efficiency in the insurance sector.
Ori Hanani, senior vice president of insurance at Lemonade, said, “Since our launch, we’ve always been committed to using technology to create smarter, more accessible insurance products.”
“In leveraging ZestyAI’s advanced risk models, we’re able to further support homeowners in securing comprehensive coverage for their most valuable assets, while also continuing to strengthen our underwriting capabilities as we continue to grow.”
Attila Toth, founder and CEO of ZestyAI, said: “Lemonade is a natural partner for ZestyAI.”
“Their innovative approach to insurance and customer-centricity aligns perfectly with our commitment to provide actionable insights that drive smarter risk decisions.”
This partnership underscores a shared vision for tackling climate-related risks while promoting innovation and efficiency in the insurance industry.
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