Monmouthshire Building Society, a UK-based mutual organisation focused on providing mortgages and savings products, has partnered with MQube, a mortgage technology provider specialising in artificial intelligence-driven platforms.
The partnership aims to streamline and accelerate the mortgage application and approval process. Monmouthshire Building Society is adopting MQube’s proprietary platform “Origo” to enhance speed, improve efficiency, and offer a better experience for borrowers and brokers alike.
Monmouthshire Building Society, which has been serving members across Wales and the South West of England, is on a mission to modernise its services while staying true to its mutual ethos. By embracing digital transformation, the Society aims to stay competitive in the evolving mortgage market and address increasing expectations for speed, certainty, and user-friendly processes.
MQube, a London-based FinTech firm, is behind the AI-powered mortgage origination platform “Origo”. The platform leverages artificial intelligence and real-time data analysis to assess a wide range of financial, credit, and property data in moments. This reduces underwriting times from several days to mere minutes. By eliminating unnecessary questions and document requests, Origo significantly reduces friction for both customers and brokers.
MQube is working closely with Monmouthshire Building Society to tailor Origo to its operations, ensuring full integration with existing systems. The platform is already in use by other major lenders in the UK, including MPowered Mortgages, which introduced a one-day mortgage offering earlier this year.
This strategic collaboration highlights Monmouthshire’s commitment to digital transformation and enhanced service delivery. The move is expected to increase agility in mortgage decisions and offer more consistent and efficient outcomes for borrowers and intermediaries.
Monmouthshire Building Society chief executive officer Will Carroll said, “At Monmouthshire Building Society, we’re committed to using technology to deliver better outcomes for our members. Borrowers today expect not just great service but also speed and certainty and we’re determined to deliver on all fronts. Our partnership with MQube gives us access to cutting-edge technology that will help us simplify the mortgage journey while reducing costs and risk. It’s a key step in our ongoing journey to be a modern mutual that truly puts members first.”
MQube founder and CEO Stuart Cheetham said, “We’re thrilled to welcome Monmouthshire Building Society to the Origo platform. As more lenders embrace AI and automation, it’s great to see a forward-thinking mutual leading the way. Origo is already powering faster mortgages at MPowered and we’re excited to help Monmouthshire bring those same benefits to their customers and brokers. We look forward to supporting them on their journey and continuing to help reshape the mortgage industry for the better.”
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